Cherish Home insurance

  • Unlimited cover for buildings and contents
  • Accidental damage as standard
  • B&B extension for small guest houses1
  • Up to 47% protected No Claims Discount
  • Defaqto 5 Star2
  • Available with Flood Re cover for qualifying properties3
Main policy features (see policy booklet for full cover)
Buildings insurance (optional)
Includes garages, outbuildings and swimming pools
Contents insurance (optional)Unlimited
Accidental damage included as standardUnlimited
Valuables in the home
- Single unspecified item limit£15,000
- Total limit per claim£30,000
Personal possessions away from the homeOptional
- Single specified item limit£5,000
- Single unspecified item limitSum insured or £5,000 (lowest one)
New for old replacement including suites if a replacement cannot be foundUnlimited
Alternative accommodationUnlimited
Fire, flood, escape of water and oilUnlimited
Subsidence, ground heave, landslipUnlimited
Storm or floodUnlimited
Identity theft£50,000
Emergency entryUnlimited
Replacement locks£1,000
Frozen foodUnlimited
Business equipment£5,000
Temporary removal from the home £2,500 limit for theft, including from students and dependant relativesUnlimited
Garden furniture, trees and plants£5,000
Contents in the open£5,000
24hr home emergency assistance and helpline£1,500
per call out
Family legal protection and 24hr helpline£50,000
Property owner's liability£5 million
Public liability£5 million
Tenants liability£10,000
Liability to domestic staff£10 million
Excess amount per claim£100
Except: £350 escape of water and £1,000 subsidence
Up to 10yrs protected No Claims Discount (separate for buildings and contents)Up to 47% off

Individual limits, exclusions, excesses and conditions apply. See policy booklet for full details.

Enjoy equally attractive prices!

We're sure you'll agree that the features of Cherish Home speak for themselves. Better still, all of this can be enjoyed at highly competitive prices - giving you reliable cover you're bound to love!

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  1. B&B extension: the home must be owner-occupied, with up to 6 bedrooms (max 5 bedrooms to let).
  2. Defaqto is an independent financial research company that specialises in rating, comparing and analysing financial products. Cherish Home has achieved Defaqto's highest 5 Star Rating which is judged to be "An excellent product with a comprehensive range of features and benefits".
  3. To see a list of qualifying properties, simply download our FREE Guide to Flood Insurance.

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