Cherish Home insurance
- Unlimited cover for buildings and contents
- Accidental damage as standard
- B&B extension for small guest houses1
- Up to 47% protected No Claims Discount
- Defaqto 5 Star2
- Available with Flood Re cover for qualifying properties3
|Main policy features (see policy booklet for full cover)|
|Buildings insurance (optional)|
Includes garages, outbuildings and swimming pools
|Contents insurance (optional)||Unlimited|
|Accidental damage included as standard||Unlimited|
|Valuables in the home|
|- Single unspecified item limit||£15,000|
|- Total limit per claim||£30,000|
|Personal possessions away from the home||Optional|
|- Single specified item limit||£5,000|
|- Single unspecified item limit||Sum insured or £5,000 (lowest one)|
|New for old replacement including suites if a replacement cannot be found||Unlimited|
|Fire, flood, escape of water and oil||Unlimited|
|Subsidence, ground heave, landslip||Unlimited|
|Storm or flood||Unlimited|
|Temporary removal from the home £2,500 limit for theft, including from students and dependant relatives||Unlimited|
|Garden furniture, trees and plants||£5,000|
|Contents in the open||£5,000|
|24hr home emergency assistance and helpline||£1,500|
per call out
|Family legal protection and 24hr helpline||£50,000|
|Property owner's liability||£5 million|
|Public liability||£5 million|
|Liability to domestic staff||£10 million|
|Excess amount per claim||£100|
|Except: £350 escape of water and £1,000 subsidence|
|Up to 10yrs protected No Claims Discount (separate for buildings and contents)||Up to 47% off|
Individual limits, exclusions, excesses and conditions apply. See policy booklet for full details.
Enjoy equally attractive prices!
We're sure you'll agree that the features of Cherish Home speak for themselves. Better still, all of this can be enjoyed at highly competitive prices - giving you reliable cover you're bound to love!
- B&B extension: the home must be owner-occupied, with up to 6 bedrooms (max 5 bedrooms to let).
- Defaqto is an independent financial research company that specialises in rating, comparing and analysing financial products. Cherish Home has achieved Defaqto's highest 5 Star Rating which is judged to be "An excellent product with a comprehensive range of features and benefits".
- To see a list of qualifying properties, simply download our FREE Guide to Flood Insurance.