Residential Landlord insurance

Cherish Residential Landlord provides essential cover for buy to let landlords to protect their valued investments.

  • Up to 7 bedrooms, including listed and timber framed
  • Accidental damage as standard
  • Alternative accommodation for tenants
  • Replacement of glass, locks and keys
  • Optional rent guarantee and legal expenses
  • Available with Flood Re cover for qualifying properties1
  • Up to 47% protected no claims discount
Main policy features (see policy booklet for full cover)
Buildings insurance (optional)
Includes garages, outbuildings, perimeter fencing and swimming pools
£1 million
(option to increase)
Landlord's contents insurance Household goods such as furniture, carpets and fittings.£75,000
(option to increase)
Accidental damage included as standardSum insured
New for old replacementSum insured
Malicious damage to buildings by tenantsSum insured
Fire, storm and floodSum insured
Escape of water and oil - see Notable exclusions or limitations belowSum insured
Subsidence, ground heave, landslipSum insured
Garden cover, landlord's contents in the open£1,000
Service pipes and cables including £5k trace and accessSum insured
Theft or attempted theftSum insured
Emergency entrySum insured
Replacement locks£1,000
Loss of rental income following an insured event20% of buildings sum insured
Public liability£5 million
Property owner's liability£5 million
Liability to domestic staff£10 million
24hr home emergency assistance and helpline£1,500
per call out
Legal expenses including helpline and Landlord's Legal Document Service (optional)£50,000
Tenancy dispute cover
with Rent guarantee 6 months max (optional)
£50,000
£15,000 (max £2,500 per month)
Alternative accommodation for your tenants20% of buildings sum insured
Glass and sanitarywareSum insured
Entertainment equipmentSum insured
Standard excess per claim (exceptions apply)£100
Up to 10yrs protected No Claims Discount (separate for buildings and contents)Up to 47% off

Individual limits, exclusions, excesses and conditions apply. See policy booklet for full details.

Notable exclusions or limitations

Cherish Residential Landlord insurance does not cover money, personal effects or valuables.

Escape of water and oil: adequate provisions must be made if the property is to be unoccupied for more than seven days (see policy booklet for details).

More acceptance in high risk areas

We utilise advanced geo-mapping techniques which means that postcode sectors normally declined because of subsidence or flood risk can be underwritten on a property-by-property basis.

Get a Residential Landlord insurance quote today!

With such generous cover and wider acceptance for claims history, high risk areas and property type, it's good to know that you can always turn to Cherish. So get a quote for buy to let insurance today.

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  1. To see a list of qualifying properties, simply download our FREE Guide to Flood Insurance.

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